Housing In Ghana
It has long been established that man's most basic needs are food, clothing and shelter. It is however clear in Ghana today that though these necessities have not come to all in same proportions, the one that is most deficient is shelter.
Poor Housing Delivery Remains a National Headache
Only 8% of Ghanaians can afford to buy a property without mortgage ...
and yet only 15% of the population can access mortgages.
The Building and Road Research Institute of the Council for Scientific and Industrial Research (CSIR) establishes that out of a total housing supply of 40,000 in 2004, supply from private individuals amounted to 38,200 or 95.5 per cent
At a recently held African Union for Housing Finance Conference, the Minister of State for Water Resources, Works and Housing Mrs. Cecilia Dapaah is reported to have blamed Real Estate Developers for the housing problem in the country.
She thinks the developers pay too much attention to providing for the upper class at the expense of low cost housing for the average income earner.