Drillship saga: Evidence prove US$3.5m was deposited in UK bank

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Jeff, UK 10 years ago

Not just that. Was there any justification for the payment? You would wonder why some would accept $19million as against an initial demand of $40million. This guys didn't know what they were doing. I would guess it was all ab ...
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Not just that. Was there any justification for the payment? You would wonder why some would accept $19million as against an initial demand of $40million. This guys didn't know what they were doing. I would guess it was all about calling a dog a bad name just to justify hanging it. The dog in this case being Tsatsu
kusasi 10 years ago

jeff, you right. look at what baako is telling as,tsatsu said it that no justification for the payment it also exposed their intentions

jeff, you right. look at what baako is telling as,tsatsu said it that no justification for the payment it also exposed their intentions
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OLD SOLDIER 10 years ago

Author:...OBAA YAA...

OOO FATHER FORGIVE HIM FOR HE KNOWS NOT WHAT HE IS DOING.
A hallmark of any incompetency is an excuse, which by the way is a trademark for Mahama’s Administration an extension Mill’s inability to ...
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Author:...OBAA YAA...

OOO FATHER FORGIVE HIM FOR HE KNOWS NOT WHAT HE IS DOING.
A hallmark of any incompetency is an excuse, which by the way is a trademark for Mahama’s Administration an extension Mill’s inability to perform until his untimely death. Here we go again, putting the plight of suffering Ghanaians into different motions. How long can we wait until you move to your fourth gear?
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Obournana 10 years ago

Kweku Baako will always defend NPP crooks. He did not go to school so he does not know how to critically analyze issue. His critical thinking is lacking so he just look at the face value go according to his pay masters, the N ...
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Kweku Baako will always defend NPP crooks. He did not go to school so he does not know how to critically analyze issue. His critical thinking is lacking so he just look at the face value go according to his pay masters, the NPP. Where is the money? Yes, it was deposited in UK and who withdrew the money? Baako, why did NPP fire lawyers who have defended Ghana from the beginning of the case to appoint K.T Hammond, the weeping child's law firm? Are you rational or you just go with flow of your masters? Learn to change
Ben K 10 years ago

The issuance of a banker's draft and transmission from bank to bank do not address the issue of what happened to the money. Where is the final resting place of the $3.5 million? Is the money still in the banking system? Pl ...
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The issuance of a banker's draft and transmission from bank to bank do not address the issue of what happened to the money. Where is the final resting place of the $3.5 million? Is the money still in the banking system? Please show me the money!!!!!!!!!!!!!!
Roy Rogers 10 years ago

Akufo Addo should quickly come out if he has a case. People's impatience is growing too much.

Akufo Addo should quickly come out if he has a case. People's impatience is growing too much.
NANA KUFUOR 10 years ago

Some of you have eaten too much banku or fufu that you cannot think. First, this stomach journalist Kweku Baako said the cheque was paid into Chase Manhattan bank, next to Accountant Generals Department and then to Chris Kpo ...
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Some of you have eaten too much banku or fufu that you cannot think. First, this stomach journalist Kweku Baako said the cheque was paid into Chase Manhattan bank, next to Accountant Generals Department and then to Chris Kpodo's Account. Why do they have to open many accounts? What happened to the money when that account was opened?
The Israelites 10 years ago

Roy Rogers! Your impatience will grow till you get cardiac arrest. I am alright. Nana ia not corrupt. That is the truth!!!! The trith hurts... ha ha ha ha ha

Roy Rogers! Your impatience will grow till you get cardiac arrest. I am alright. Nana ia not corrupt. That is the truth!!!! The trith hurts... ha ha ha ha ha
The Israelites 10 years ago

Roy Rogers! Your impatience will grow till you get cardiac arrest. I am alright. Nana is not corrupt. That is the truth!!!! The truth hurts... ha ha ha ha ha

Roy Rogers! Your impatience will grow till you get cardiac arrest. I am alright. Nana is not corrupt. That is the truth!!!! The truth hurts... ha ha ha ha ha
seisek 10 years ago

Jeff, Thank you so much. I wanted to know if there was any right for the account to be opened in the name of Emmanuel Bani. These are crooked means of denying Ghana and it's people their rightful issues. who can withdraw this ...
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Jeff, Thank you so much. I wanted to know if there was any right for the account to be opened in the name of Emmanuel Bani. These are crooked means of denying Ghana and it's people their rightful issues. who can withdraw this money apart from the one bearing the name of the account. i wonder what this people are telling us on this very platform.
BOB CAT ASD 10 years ago

YES TSATSU,AS YOU INDICATED IN YOUR COMMENT IS REALLY SCAVENGER AS A DOG.HOW CAN YOU GAMBLE WITH GHANA´S PROPERTY.YOU PEOPLE MUST FACE FACTS THAN SAYING STUPID THINGS,YOU HAVE MADE THIS UGLY GUY SEEMS TO BE UNTOUCHABLE.ANY S ...
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YES TSATSU,AS YOU INDICATED IN YOUR COMMENT IS REALLY SCAVENGER AS A DOG.HOW CAN YOU GAMBLE WITH GHANA´S PROPERTY.YOU PEOPLE MUST FACE FACTS THAN SAYING STUPID THINGS,YOU HAVE MADE THIS UGLY GUY SEEMS TO BE UNTOUCHABLE.ANY STUPID THING HE DOES MAKES HIM A HERO TO SOME SILLY PEOPLE.GHANA IS NOT FOR ANY GREEDY TRIBE.THIS UGLY GUY DUE TO LICKING HAS A PINK MOUTH HAS A RIGHT TO DO ANY EVIL TO THE NATION.HIS GAMBLING BROUGHT US THIS DEBTS PERIOD,IF YOU LIKE OR NOT THIS THE FACT.DON´T GUESS AND SAY ANY STUPID THINGS.
Vodoo Xebieso 10 years ago

Stark illiterate. Read again Jeff's post to get what he means.

Stark illiterate. Read again Jeff's post to get what he means.
DusTY-FooT-pHiloSophER 10 years ago

No comment.

No comment.
TEE 10 years ago

SO NOW IS YOUR TURN, RAWLINGS MAHAMA AND 9 JUDGES. LET HEAR FROM YOU THIEVES, GOD WILL PUNISH YOU ALL FOR THE STATE COFFIN HAVE SPENT

SO NOW IS YOUR TURN, RAWLINGS MAHAMA AND 9 JUDGES. LET HEAR FROM YOU THIEVES, GOD WILL PUNISH YOU ALL FOR THE STATE COFFIN HAVE SPENT
Nicholas J Bedzo 10 years ago

Empty publications has no meanings

Empty publications has no meanings
kusasi 10 years ago

what is wrong with you baako?let in investigations prove all this to us but not from your editorial chair

what is wrong with you baako?let in investigations prove all this to us but not from your editorial chair
Repugnant. 10 years ago

Baako is trying to preempt the sole commissioners mandate, why does he have all the evidence. The fool must be arrested, he has a listening device he uses to listen to other peoples phone conversations.

Baako is trying to preempt the sole commissioners mandate, why does he have all the evidence. The fool must be arrested, he has a listening device he uses to listen to other peoples phone conversations.
OLD SOLDIER 10 years ago

Author: OYOKOBA...

The truth must be told, anokware John Mahama cannot do the job.

This guy came to the job offering no real vision for the nation, instead he only served up absolute nonsense - Ede be keke - which for s ...
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Author: OYOKOBA...

The truth must be told, anokware John Mahama cannot do the job.

This guy came to the job offering no real vision for the nation, instead he only served up absolute nonsense - Ede be keke - which for some, loosely translates into just existing at the wheels, not knowing which direction to go. To add insult to injury, he is telling us that, like a car, he is only in the first gear in a four-year term, so we can expect to see a fourth gear only in the fourth year. To hear that allegory from a guy and a president who had been a vice-president for the previous four years, and claims that because of the ill-health of Atta Mess, he John Mahama was really the one in charge behind the scenes, then we have reasons to conclude nothing good or extraordinary can be expected that is different from what we have seen from the last four years. The value is going to be the same, and corruption is going to consume all of us under Mahama. Our people tell us, 'Edwa beso'a efiri anopa', to wit, one can gauge the prospects of a good market day from the signs the morning activities project. Right now the country is sinking fast from all reliable indicators. In the last four years, the cedi has depreciated a whole 100 percent under Mahama and Atta Mess. What other assurances are we waiting for? To be hit on the head with bricks?

Look, John Mahama is not cut for prime time, he does not know how, and all his protestations are excuses to cover incompetence and corruption in high places, of which him and his party are direct beneficiaries. What the fuck is Ede be keke? Nonsense!
Respect 10 years ago

I think Kwaku chop this drill ship money with them

I think Kwaku chop this drill ship money with them
OLD SOLDIER 10 years ago

AUTHOR: MARTIN A.B.K. AMIDU....

It would appear that those in control of the NDC, for the time being, were bent on excluding other bona fide members of the Party who may wish to lay democratic claims to who becomes the nex ...
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AUTHOR: MARTIN A.B.K. AMIDU....

It would appear that those in control of the NDC, for the time being, were bent on excluding other bona fide members of the Party who may wish to lay democratic claims to who becomes the next flag bearer of the Party by excluding them even before the mortal remains of the demised President were interred. It is also symptomatic of how political party elites in Ghana and Africa worm their way into the confidences of persons perceived as likely to ascend to power positions for purposes of eventual personal economic gain at the expense of the generality of the mass of Party members and the Nation which every President swears to serve under the Constitution...
OKOE 10 years ago

THE TRANSACTION WAS HANDLED BY MR .HAMMOND. WHY DID HE ALL THIS TIME SAY WHERE THE REMAINING MONEY WAS DEPOSITED. THE PUBLIC WOULD NOT BE SAYING WHAT THEY WERE SAYING IF THE FACTS WERE KNOWN FROM EITHER MR. DAPAAH OR MR. HAMM ...
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THE TRANSACTION WAS HANDLED BY MR .HAMMOND. WHY DID HE ALL THIS TIME SAY WHERE THE REMAINING MONEY WAS DEPOSITED. THE PUBLIC WOULD NOT BE SAYING WHAT THEY WERE SAYING IF THE FACTS WERE KNOWN FROM EITHER MR. DAPAAH OR MR. HAMMOND SOONER THAN NOW. WHY DOES IT HAVE TO COME FROM SOMEONE ELSE THAN THESE GENTLEMEN.
Chris 10 years ago

Kweku,we can't believe you. Just scan all the documents and put them on the net.We know how to read.
But why can't those involved produce the same document??
I think that is why they appeard before the commission.

.

Kweku,we can't believe you. Just scan all the documents and put them on the net.We know how to read.
But why can't those involved produce the same document??
I think that is why they appeard before the commission.

.
KKK 10 years ago

NEXT TIME WE WILL KNOW OF JDM DEALS

NEXT TIME WE WILL KNOW OF JDM DEALS
OLD SOLDIER 10 years ago

When Kwaku Baako informed us about the atrocities of Kwesi Pratt during PNDC Regime, some of us did not believe until the truth was confirmed during the NRC. Kwesi Pratt is the most dangerous Journalist Ghana had ever have, h ...
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When Kwaku Baako informed us about the atrocities of Kwesi Pratt during PNDC Regime, some of us did not believe until the truth was confirmed during the NRC. Kwesi Pratt is the most dangerous Journalist Ghana had ever have, he had the gut to recommend his fellow journalists to be executed by PNDC. Pratt even recommended Baako to be killed by the regime, thank God Baako was instead touchered violently and severely but his life was spared. This is what Kwesi Pratt can do. Now Pratt is a secret agent to NDC and US Embassy in Ghana. May God forgive Pratt and spare him the untold evils that will come upon him and his generations. The souls of those journalist killed through Pratt's recommendations to PNDC will never forgive Pratt. Now Pratt has the guts to take Diplomatic Passport and smuggled his weak-headed children to work at the Ministries under Mills NDC, may God forgive Pratt and his dependance and spare them of the evils ahead of them...
KING DAVID 10 years ago

Yes you have published the evidence of the 3.5 million Banker's Draft,but let me ask you, (i) where is the money? (ii) how was the money spent? and (iii) who spent the said money?. I think you can published your answers in yo ...
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Yes you have published the evidence of the 3.5 million Banker's Draft,but let me ask you, (i) where is the money? (ii) how was the money spent? and (iii) who spent the said money?. I think you can published your answers in you paper for Ghanaian's to see. Kukulolo man.
Koo 10 years ago

Why was special account created for Only $3.5m? and when they finish chopping the money the closed the account.
If Mr Baaku is claiming he has the evidence, he should just tell the whole world how the money was spent

Why was special account created for Only $3.5m? and when they finish chopping the money the closed the account.
If Mr Baaku is claiming he has the evidence, he should just tell the whole world how the money was spent
BBC NEWS!!!!!!!!!! 10 years ago

Eiii Ghana woyomi 52 mill.

Eiii Ghana woyomi 52 mill.
KOFI LAWER 10 years ago

I suspect malik kweku baako knows the whereabouts of the cash. invite him to appear b4 the commission. he is always defending the indefensible.

I suspect malik kweku baako knows the whereabouts of the cash. invite him to appear b4 the commission. he is always defending the indefensible.
Papa Yaw 10 years ago

How

How
NII LARTEY NARTEY 10 years ago

The drillship brouhaha is just another cheap NDC propaganda to distract the suffering masses of the country from important substantive social economic issues, the killer budget with huge unexplained deficit and gargantuan cri ...
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The drillship brouhaha is just another cheap NDC propaganda to distract the suffering masses of the country from important substantive social economic issues, the killer budget with huge unexplained deficit and gargantuan criminally corrupt issues like the Woyome's 51 million dollar "gift" the criminally loan for free to Ibrahim Mahama, the junior brother of the master criminal himself John Mahama and the dubious sale of the Merchant Bank to the faceless Ghanaians and to a finance institution without any creditable tracing records which was just formed less than six months ago in June this year.

The investigation commissioner into the sales sat before the shameless criminal Tsatsu Tsikata the longest serve CEO of GNPC, who have millions of stolen monies stashed in an account far away British Virgin Island like a mumu class one school boy listening to instructions he does not understand.

Why did the Commissioner failed to ask Tsatsu about the root cause that led to the impounding of the drillship and how much did Ghana gained from hiring the drillship to foreign companies by Tsatsu?

The distracted drill ship investigation is another waste of resources and cheap political witch haunting agenda that will certainly fail as all other cases brought against NPP before our courts by the crumbling NDC criminal gangsters.

The harder they come the harder they fall!
SAMMY 10 years ago

Nkrumah was the only person to be trusted because he was incorruptible and he worked in the interest of Ghana and Ghanaians.
As to the integrity of the others, your guess is as good as mine.

Nkrumah was the only person to be trusted because he was incorruptible and he worked in the interest of Ghana and Ghanaians.
As to the integrity of the others, your guess is as good as mine.
Stafford 10 years ago

Our attitude towards others determines their attitude towards us and Character is the result of two things: mental attitude and the way we spend our time. We should not be debt collectors for foreign companies just because of ...
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Our attitude towards others determines their attitude towards us and Character is the result of two things: mental attitude and the way we spend our time. We should not be debt collectors for foreign companies just because of kick -backs! I always assert that One of the penalties for refusing to participate in politics is that you end up being governed by your inferiors.
The sale of the drill ship is a clear case of fraud! Loot and lets quickly share!!
Bernard 10 years ago

Unbelievable Kweku Baako cannot stop lying. This trash he put out here, is the work of an insider of Ghana International Bank, London and Ghana High Commission, London to throw dust into the eyes of unintelligent Ghanaians. ...
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Unbelievable Kweku Baako cannot stop lying. This trash he put out here, is the work of an insider of Ghana International Bank, London and Ghana High Commission, London to throw dust into the eyes of unintelligent Ghanaians. Who controls Ghana International Bank? Is it the Central Bank of Ghana or the other way round? If Bank of Ghana could not find any documentary evidence yet, GIB and Kweku Baako have got prove of the drillship transactions then, it could be possible that those involved delibrately withheld documents to hide their fraud. Second, lets fnd out if GIB, London files RETURNS on (monthly, quarterly or yearly) basis. If they do, did they include the $3.5m in their RETURNS to Bank of Ghana? We are also learning from Baako how the proceeds were disbursed to various parties involved in the transaction including payment to the Staff of Ghana High Commission in London. If this is true, who sanctioned the payments. And we would those involved also appear before the Judgement Commission. We would also appeal to Kweku Baako to appear volutarily to assist the Commission with any document/s that he has that Bank of Ghana and other State Institutions do not have. Kweku Baako is revealing himself to Ghanaians as a new type of criminals using journalism to cover their dirty dealings. Do you know why Baako is witholding documents and always reacting but not acting/proactive to unravel the rot? It is because the hit is getting closer and as always, the noise coming out loud is much predictable. Thank you.
Anokware 10 years ago

WHAT DOES THIS MAN TAKE GHANANIANS FOR? ONE TIME THE MONEY WAS BROUGHT BACK TO GHANA AND PAID INTO CONSOLIDATED ACCOUNT, SECOND TIME IT WAS PAID INTO AN ACCOUNT IN NEW YORK, THIRD TIME IT WAS PAID INTO BARCLAYS BANK ACCOUNT ...
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WHAT DOES THIS MAN TAKE GHANANIANS FOR? ONE TIME THE MONEY WAS BROUGHT BACK TO GHANA AND PAID INTO CONSOLIDATED ACCOUNT, SECOND TIME IT WAS PAID INTO AN ACCOUNT IN NEW YORK, THIRD TIME IT WAS PAID INTO BARCLAYS BANK ACCOUNT IN POOLE DORSET WITH DUBIOUS LONDON POST CODE. NOW THE LATEST, THAT IT WAS PAID INTO GHANA INTERNATIONAL BANK ACCOUNT IN LONDON FOR THE HIGH COMMISSION. Please come off and stop the prat.
Bagobila Busanga 10 years ago

I guess it is the editor of the New Crusading Guide who is in possesion of the said papers. The relevant information needed is:
a. The source of the US$3.5m?
b. Who from the commission signed for the account opened?
c. The ...
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I guess it is the editor of the New Crusading Guide who is in possesion of the said papers. The relevant information needed is:
a. The source of the US$3.5m?
b. Who from the commission signed for the account opened?
c. The account number?
d. We wish to advise you that we have opened a USD Deposit Account in your name at this office to which we have allocated the above number and have sent for collection your bankers draft for USD 3,500,000.00”.
Is the account opened in mr. Bani´s name or Ghana’s High Commission´s name?
e. Who issued the said Draft? and when was the ammount transfered from the account of the issuer into the said account?
f. Who instructed or made the transfer from Ghana International Bank (GIB) in London to Chase Manhattan Bank, in New York?
g. To whom does the Bank in New York belong to? and etc.
Your reports must be independent and not depedent. Your article is misleading and baseless.
Kokonte 10 years ago

Why should state funds be deposited in a private individual's name?

Are these people taking us for fools?

Why should state funds be deposited in a private individual's name?

Are these people taking us for fools?
Roy Rogers 10 years ago

So is the money in the account? if yes then fine, but if no, then who authorised its spending?

So is the money in the account? if yes then fine, but if no, then who authorised its spending?
NiiBi 10 years ago

In the much publicized interview mr. KT hammond said "I personally brought the cheque in a suit case to the president"

Pls stop the PR work for these stinking politicians.

In the much publicized interview mr. KT hammond said "I personally brought the cheque in a suit case to the president"

Pls stop the PR work for these stinking politicians.
ADWOA DOMBOFO 10 years ago

Is this the son of the venerable CPP's Kofi Baako?Your father lived and died for Ghana,never amassing wealth for himself.Why has his son so unashamedly sold his conscience to his paymasters and why for God's sake does Kweku B ...
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Is this the son of the venerable CPP's Kofi Baako?Your father lived and died for Ghana,never amassing wealth for himself.Why has his son so unashamedly sold his conscience to his paymasters and why for God's sake does Kweku Baako think Ghanaians are so stupid.Is the Chief Justice going to set up a commitee to find out how Kweku Baako came by these papers?In his desire to save Kufuor his paymaster and purchaser of his press,he continues to draw the noose around his own neck.You may fool one person some of the time but you cannot fool all the people all the time.I used to take you seriously but no longer.
I hope the money from the American bank is plus interest.Incidentaly I hope the Ghana High Commissioner at the time will be called to give evidence and Mr Bani too.
PROSPER 10 years ago

The Judgement Debt Commissioner must invite Mr Chris Kpodo who was Ghana's Acting High Commissioner in London at the time to throw some light on the High Commission's handling of the balance of US$3.5 million. Although he is ...
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The Judgement Debt Commissioner must invite Mr Chris Kpodo who was Ghana's Acting High Commissioner in London at the time to throw some light on the High Commission's handling of the balance of US$3.5 million. Although he is a member of the NDC he cannot twist the truth in tis matter.
myles mawufemor 10 years ago

dus Kwaku Baaku for u.if he doesn't do this 4 NPP, who will? and he call himself an astute seasoned journalist.God save journalism in Ghana. If the astute ones are like this, only heaven knows how the stupid ones are.He goes ...
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dus Kwaku Baaku for u.if he doesn't do this 4 NPP, who will? and he call himself an astute seasoned journalist.God save journalism in Ghana. If the astute ones are like this, only heaven knows how the stupid ones are.He goes on radio saying the commission targets Akuffo Addo.so he is telling us dat national recouncillation commission targeted J.J? Common sense should tell them that, if SG really obtained a $40m judgment dept from a U.K COURT
why, will they prefer an out of court settlement for only $24. are we kids in Ghana? they should come again
uhuru 10 years ago

then we're's the money

then we're's the money
uhuru 10 years ago

Baako,in fact u r de most selfish journalis 've ever see. if u really luv ur country u'll stop this stomach politics nd tell de truth shame

Baako,in fact u r de most selfish journalis 've ever see. if u really luv ur country u'll stop this stomach politics nd tell de truth shame
JOJOO WILSON 10 years ago

I think Mr Bani has to appear before the COmmissiontion to answer the following questions:1.whether approval was sought from the Controller and Accountant General's Department before the new account was opened 2.whether the H ...
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I think Mr Bani has to appear before the COmmissiontion to answer the following questions:1.whether approval was sought from the Controller and Accountant General's Department before the new account was opened 2.whether the High Commissioner aprroved the openning of the new account.3. Why the money was not paid into the normal Investment Account's that missions transfer monies into 4.Who are the signatories to the Treasury Officer Special Dollar Investment Account.The Commission should also find out how monies were withdrawn from that account as well as those who gave authorization.We need to know how the money was spent, by who and for what.
nii 10 years ago

Kweku Bakoo, p;ease keep quite.

Kweku Bakoo, p;ease keep quite.
Senior citizen Bs. Germany 10 years ago

This is not the first time Mr Kweku Baaku has put forward to discount the believe of some menbers of the public of accusing ministers of the estwhile Govt of NPP include Nana Akuffo Addo and the ex president ,Kuffour of malf ...
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This is not the first time Mr Kweku Baaku has put forward to discount the believe of some menbers of the public of accusing ministers of the estwhile Govt of NPP include Nana Akuffo Addo and the ex president ,Kuffour of malfeasance while in office . He authenticated the fact, Ghana Iternational commecial bank in London is where the sum of GHC3.5 million ,the rest of the sale of the drillship was deposited.The enemies of the Party have indisciminatory close their bluir eyes to this fact of the story and have criminalised the whole action taken by a responsible Govt led by the NPP over a peanut sum as mentioned above.
nunana 10 years ago

Kwaku Baako cannot give us any evidence because he has non...let Mr Kan Daapah and K.T.Hammond tell us...
Kwaku Baako should know that K.T.Hammond informed the whole world that after he wind up in the UK he came to Ghana an ...
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Kwaku Baako cannot give us any evidence because he has non...let Mr Kan Daapah and K.T.Hammond tell us...
Kwaku Baako should know that K.T.Hammond informed the whole world that after he wind up in the UK he came to Ghana and presented the cheque to Pres. Kufuor at the castle he also mentioned finance minister then. Kan Daapah also mentioned Accountant General..Chris Kpodo and some banks.
These people handled the transaction so they have the facts... KWAKU BAAKO please just keep your cool..in any case you were not in London "ABROCHEE" so you cannot bail anybody out.
JAGBELE 10 years ago

kweku you are too good

kweku you are too good
Whatever 10 years ago

According crusading Guide, the account that this $3.5mill was deposited into was in the high commissioner's name... Lord have mercy... PERSONAL ACCOUNT?

According crusading Guide, the account that this $3.5mill was deposited into was in the high commissioner's name... Lord have mercy... PERSONAL ACCOUNT?
abbas, london 10 years ago

kt hamond PR

kt hamond PR
me 10 years ago

NDC, known national stealers, think that everybody is like them. Time will expose them and God will send them to where they belong.

NDC, known national stealers, think that everybody is like them. Time will expose them and God will send them to where they belong.

Drillship saga: Evidence prove US$3.5m was deposited in UK bank

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