Cheats. Grab and run builders or so-called developers. Clean up the system first for poor hard working investors.
Cheats. Grab and run builders or so-called developers. Clean up the system first for poor hard working investors.
Sen 8 years ago
We applied for a home loan with Ghana home loans and I must say the service we got was the worse I've experienced. We are a couple based in the UK and through research found a property we liked in Ghana.We looked into mortgag ... read full comment
We applied for a home loan with Ghana home loans and I must say the service we got was the worse I've experienced. We are a couple based in the UK and through research found a property we liked in Ghana.We looked into mortgage finance and come into contact with Ghana Home Loans through one of their extensive and airbrushed advertisements .After much deliberation ,we decided to give them a try, which was the biggest mistake one could make especially if you are based abroad.
We applied for a home purchase mortgage facility with a 45%down payment. Bear in mind we both have good credits even though mine has some minor issues 5 years ago which has been sorted out. We even have a mortgage over here in the UK and have made almost 70%equity on our property so for us to be rejected we found that very suspicious so i decided to investigate and to my surprise, I was told by my vendor that the same person I introduced them to from Ghana home loan as my representative, approached him offering to buy the same property I intended to buy.
I was also made to pay $500 into an account they provided and was promised that everything was fine with my application and they even gave dates of disbursements of funds to my vendor for them to refuse it at the last minute. They promised to refund the $500 we paid but so far what we've got is "we are processing the refund " . We applied for the same loan with Hfc and they approved it without any problems so the question I ask is :were we mislead to believe we will be getting a mortgage so we can get pay $500 ?Imagine 20 application get refused a week and everyone pays $500 which they invest in a high interest account ?What do you think this company is making from this well orchestrated fraud ?I want this to be a lesson to most Ghanaians STAY AWAY FROM GHANA HOME LOANS.
Cheats. Grab and run builders or so-called developers. Clean up the system first for poor hard working investors.
We applied for a home loan with Ghana home loans and I must say the service we got was the worse I've experienced. We are a couple based in the UK and through research found a property we liked in Ghana.We looked into mortgag ...
read full comment