Bawumia's credit scoring system a game changer - Dr. Bannor

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ObuasiMan 1 year ago

Dr. Bannor, could you discuss the Bawumia credit scoring system and how it has become "a game changer"?

Dr. Bannor, could you discuss the Bawumia credit scoring system and how it has become "a game changer"?
HE The Ugly Dwarf 1 year ago

These idiots don't know who lives in Ghana.
How will the kenkey seller get a credit score? Gyimifuo!

These idiots don't know who lives in Ghana.
How will the kenkey seller get a credit score? Gyimifuo!
Obed boateng 1 year ago

Do you know that, banks now use mobile transaction to process loan. If you are doing business and you want loan, put in measure that will allow you to qualify for loan.

Do you know that, banks now use mobile transaction to process loan. If you are doing business and you want loan, put in measure that will allow you to qualify for loan.
BAAH 1 year ago

Bawumiah is disgracing PhD holders worldwide. Credit systems thrive on integrity. Unfortunately Bawumiah's integrity is in tatters with the dollar rate at 16.1. A known liar can never establish a rating system if his credibil ...
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Bawumiah is disgracing PhD holders worldwide. Credit systems thrive on integrity. Unfortunately Bawumiah's integrity is in tatters with the dollar rate at 16.1. A known liar can never establish a rating system if his credibility is zero.
Yoshima 1 year ago

In fact, keep saying the same thing. Bawumia and people like this idiot are the reasons why people no longer respect PhDs.

In fact, keep saying the same thing. Bawumia and people like this idiot are the reasons why people no longer respect PhDs.
Citizen GH 1 year ago

Chop bar Dr. In academia, because of cheap politics some of you can't even reason properly. How did get you doctorate... Fish

Chop bar Dr. In academia, because of cheap politics some of you can't even reason properly. How did get you doctorate... Fish
Kwame 1 year ago

I am a layman and very hard to understand some of our professors and PhD holders confusing us with Bawumia whom the exchange rate has shamelessly disgraced woefully. Bawumia now says he is the drivers mate and has no control ...
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I am a layman and very hard to understand some of our professors and PhD holders confusing us with Bawumia whom the exchange rate has shamelessly disgraced woefully. Bawumia now says he is the drivers mate and has no control over our hopeless economy Nana Addo and his NPP vehicle has fatally crashed us in. But this same Bawumia is taking credit for digitization in the hopeless economy he is running away from. I can’t think far. Oh Dr. Bawumia who confused you. Your NPP vehicle is already damaged. We aren’t educated like those professors and PhD holders but we are wise enough to know that Bawumia is a CERTIFIED LIAR and SUPER INCOMPETENT
Nana B 1 year ago

Really dude. Credit rating system a game changer when basic needs cannot be met ?? Let’s do better with the Ghanaian people . SMFH

Really dude. Credit rating system a game changer when basic needs cannot be met ?? Let’s do better with the Ghanaian people . SMFH
JOEY 1 year ago

What game is it going to change when people are struggling to grab 3 square meals?

What game is it going to change when people are struggling to grab 3 square meals?
Zek 1 year ago

What about those that are not struggling to grab 3 square meals? Because some times make it looks like everybody is poor in this country.

What about those that are not struggling to grab 3 square meals? Because some times make it looks like everybody is poor in this country.
Seth 1 year ago

You must be lazy not able to feed yourself in Ghana. My friend, if don't have anything to do go and farm.Simple. This is what I am doing now, vegetables, coconut, plantain and cassava.

You must be lazy not able to feed yourself in Ghana. My friend, if don't have anything to do go and farm.Simple. This is what I am doing now, vegetables, coconut, plantain and cassava.
FTT 1 year ago

DR BAWUMIA is breaking the 8

DR BAWUMIA is breaking the 8
Ben 1 year ago

Gold for oil was also called game changer.
How far?

Gold for oil was also called game changer.
How far?
MAJOR 1 year ago

Its a promise and not something which is feasible? Funny clips

Its a promise and not something which is feasible? Funny clips
Road 1 year ago

This guy have just proven that he's a big fool. All his papers doesn't make even a damn sense. What a poor shallow brat! Is he PhD?? Who were his supervisors?? Very ridiculous and shameful calling his clown self an intellec ...
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This guy have just proven that he's a big fool. All his papers doesn't make even a damn sense. What a poor shallow brat! Is he PhD?? Who were his supervisors?? Very ridiculous and shameful calling his clown self an intellectual. His cheap 2 by 4 PhD my ass.
Kwame 1 year ago

NPP has had a lot of game changers and still the economy and virtually everything in Ghana keep on sinking.

NPP has had a lot of game changers and still the economy and virtually everything in Ghana keep on sinking.
Seth 1 year ago

Rome was not built in a day.

Rome was not built in a day.
Patriot 1 year ago

A Game changer really? This is a side show in the context of the immense economic problems facing the country and citizens. Enabling Ghanaians to get deeper into debt buying things they can't afford because of crippling low w ...
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A Game changer really? This is a side show in the context of the immense economic problems facing the country and citizens. Enabling Ghanaians to get deeper into debt buying things they can't afford because of crippling low wages and salaries, widespread unemployment and underemployment, and very weak currency is definitely not a game changer, it's only a nice to have if you can pay your debts.
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Kwaku Afriyie 1 year ago

How did the credit scoring system that had been in Ghana long before npp took power all of a sudden becomes Bawumia's

How did the credit scoring system that had been in Ghana long before npp took power all of a sudden becomes Bawumia's
Seth 1 year ago

Which credit system are you talking about. We are talking about a credit system which is verifiable and auditable for everyone in the digital financial space, including your Momo transactions. Wai

Which credit system are you talking about. We are talking about a credit system which is verifiable and auditable for everyone in the digital financial space, including your Momo transactions. Wai
Ofo 1 year ago

Which credit system in Ghana is not auditable and verifiable? And what is special about owing debt? If you think that we have the structures and systems to implement a credit score system then I can understand why you're a fu ...
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Which credit system in Ghana is not auditable and verifiable? And what is special about owing debt? If you think that we have the structures and systems to implement a credit score system then I can understand why you're a fun of the one who proposed it, a liar.
JACOB 1 year ago

is it illiteracy or ignorance?Do we have to criticize and insult because we are in opposition.?I live in RSA. Every worker can buy any utility good if he is credit worthy including SUV This is boosting the economy. Goods prod ...
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is it illiteracy or ignorance?Do we have to criticize and insult because we are in opposition.?I live in RSA. Every worker can buy any utility good if he is credit worthy including SUV This is boosting the economy. Goods produced are bought at a fast pace.We should stop living in the past and be abreast with the times.
Kojo Menkah, Bremen. Germany 1 year ago

They created that economy to benefit the people. In Germany you could walk to a phone shop and get a phone at 1 euro. Because your details showed how that money could be retrieved. You pay monthly which in the end cost more t ...
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They created that economy to benefit the people. In Germany you could walk to a phone shop and get a phone at 1 euro. Because your details showed how that money could be retrieved. You pay monthly which in the end cost more than outright purchase.
Ofo 1 year ago

Exactly. They don't even know what they are talking about?

Exactly. They don't even know what they are talking about?
Seth 1 year ago

Thank you. They need exposure like you. Can you offer any assistance?

Thank you. They need exposure like you. Can you offer any assistance?
TT 1 year ago

Go and ask MTN how much they lost to quick loan and come and talk about ur game changer again

Go and ask MTN how much they lost to quick loan and come and talk about ur game changer again
Obed boateng 1 year ago

Do you think, those people can get a loan unless your sim is not link to your Ghana card.

Do you think, those people can get a loan unless your sim is not link to your Ghana card.
Stewart 1 year ago

Stop talking about credit for people who can't afford three meals per day. What Ghanaians need are "Jobs and better paying Jobs".

Stop talking about credit for people who can't afford three meals per day. What Ghanaians need are "Jobs and better paying Jobs".
Seth 1 year ago

Of course, if you don't qualify for a loan, you would not be able to access it.

Of course, if you don't qualify for a loan, you would not be able to access it.
Hey 1 year ago

Which game is it changing? If 1d1f , 1v1d planting for food and agriculture free shs did not change anything .
What will credit score change. As if we don't have a credit Bereau already? Fools.

Which game is it changing? If 1d1f , 1v1d planting for food and agriculture free shs did not change anything .
What will credit score change. As if we don't have a credit Bereau already? Fools.
Thief of Staff - Akosua Frema 1 year ago

Credit scoring is good but note that banks and Bank of Ghana are struggling to deal with loan defaulters and non-performing loans (NPLs) and you think you can succeed with credit scoring and hire purchasing? Even the old age ...
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Credit scoring is good but note that banks and Bank of Ghana are struggling to deal with loan defaulters and non-performing loans (NPLs) and you think you can succeed with credit scoring and hire purchasing? Even the old age Trade Credit has been replaced by cash and carry because of dishonest l and mistrust so be careful. This is just a populist announcement. It won't work. Even MASLOC failed because of no readiness to pay back the loans. Kwasiaa4 buuluubuuluuu!!!
Kojo Menkah, Bremen. Germany 1 year ago

Which game is that? Game of lies, game of corruption and game of deceiving the people? We aren't spectators anymore.

Which game is that? Game of lies, game of corruption and game of deceiving the people? We aren't spectators anymore.
Me - Me 1 year ago

These guys are funny. Anything Bawumia mentioned is a game changer yet the economy keep reversing with speed. Gold for oil was described as a game changer to tame the exchange rate but just look at where we are. Sorry we have ...
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These guys are funny. Anything Bawumia mentioned is a game changer yet the economy keep reversing with speed. Gold for oil was described as a game changer to tame the exchange rate but just look at where we are. Sorry we have con man playing with our lives.
Seth 1 year ago

What has been your contribution to the economy? Criticism Abi

What has been your contribution to the economy? Criticism Abi
Adwoa Tukesie 1 year ago

I now understand why the "Dutch Passport " is trending.

I now understand why the "Dutch Passport " is trending.
ET 1 year ago

Even the government of Ghana is not credit worthy, how much more it's impoverished working class with constantly eroding purchasing power?...sounds like another sky train promise in a poorly planned capital city...it's No gam ...
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Even the government of Ghana is not credit worthy, how much more it's impoverished working class with constantly eroding purchasing power?...sounds like another sky train promise in a poorly planned capital city...it's No game changed, sir...because only a previleged few like yourself can access such an opportunity..
Jo 1 year ago

After free SHS, I prefer subsequent heads of state to come and go with no promises and experiments. If Nana Ado and Mahama left the Economy as they met it, i would vote them again! It's not time to experiment. Let the economy ...
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After free SHS, I prefer subsequent heads of state to come and go with no promises and experiments. If Nana Ado and Mahama left the Economy as they met it, i would vote them again! It's not time to experiment. Let the economy heal itself from the past 12 years of corruption! Please Bawumia... if you win, just finish the rest of the uncompleted projects in Ghana and you will do your country pround!
Eric 1 year ago

Bawumia is Ghana's surest best to economic growth and prosperity! The incorruptible one; the one with the idea, and the man for the present and the future!

Bawumia is Ghana's surest best to economic growth and prosperity! The incorruptible one; the one with the idea, and the man for the present and the future!
Stone 1 year ago

What game is it?

What game is it?
Nana Agyemang 1 year ago

Hmmmm, I used to respect PHD holders but my mind has changed. I will go for Dutch Passport. Quack PHD holders

Hmmmm, I used to respect PHD holders but my mind has changed. I will go for Dutch Passport. Quack PHD holders
Kk 1 year ago

E levy was a game changer. Where are we now as a country. What has changed between now and then. Credit scoring is a credit evaluation tool. It does not replace repayment capacity. How long will it take one to pay for the pho ...
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E levy was a game changer. Where are we now as a country. What has changed between now and then. Credit scoring is a credit evaluation tool. It does not replace repayment capacity. How long will it take one to pay for the phone if he pays ghc2 a month. Please lets be reasonable. The cheapest yam phone on the market is ghc150. And for that it will take it will take 6 years to pay the principal. I don't know how much the proposed smart phone will be offered to us especially where we don't manufacture any in Ghana.
Kk 1 year ago

Credit scoring is a system used by lenders to evaluate the creditworthiness of an individual. It's based on a numerical score derived from a person's credit history and current financial behavior. The most common scoring mode ...
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Credit scoring is a system used by lenders to evaluate the creditworthiness of an individual. It's based on a numerical score derived from a person's credit history and current financial behavior. The most common scoring models are FICO and VantageScore.

Factors affecting credit scores typically include:

1. **Payment History**: Timely payments on credit accounts.
2. **Credit Utilization**: The ratio of credit card balances to credit limits.
3. **Length of Credit History**: The age of your credit accounts.
4. **Types of Credit**: The mix of credit accounts, such as credit cards, loans, and mortgages.
5. **Recent Credit Inquiries**: New credit applications and inquiries.

A higher credit score generally indicates better creditworthiness, making it easier to secure loans or credit with favorable terms.
Ofo 1 year ago

What's special about credit score? If I buy a car on credit does that mean I'm not going to pay? By the way don't we have several credit agencies and facilities in this country already? Can't i negotiate with my bankers to bu ...
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What's special about credit score? If I buy a car on credit does that mean I'm not going to pay? By the way don't we have several credit agencies and facilities in this country already? Can't i negotiate with my bankers to buy me a house on motgage and pay by installment? It's an avenue they want to craft to extort money from us period. This is just deceptive plan to win votes. He doesn't mean anyway.
Password 1 year ago

We are still hungry...... Theory nkoaaa

We are still hungry...... Theory nkoaaa
Jacob 1 year ago

Let us create jobs so that the earnings can be used as a base for determining creditworthiness. There are people who only think about the well-off in the society.They described the Volta Hydro Project as PRESTIGIOUS. These ar ...
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Let us create jobs so that the earnings can be used as a base for determining creditworthiness. There are people who only think about the well-off in the society.They described the Volta Hydro Project as PRESTIGIOUS. These are the people who are asking GHANAIANS to give them power to continue RAPING THE PUBLIC PURSE !!! Where are the youth of mother Ghana !!!
Okyere Kay 1 year ago

Why is Bawumia introducing this now and not if he is elected president?Politicians never cease to amaze us.

Why is Bawumia introducing this now and not if he is elected president?Politicians never cease to amaze us.

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Bawumia's credit scoring system a game changer - Dr. Bannor

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