The National Insurance Commission (NIC) has announced that starting January 1, 2026, all motorists will be required to present their Ghana Card when purchasing or renewing any motor insurance policy.

In a statement signed by Acting Commissioner of Insurance, Dr Abiba Zakariah, it stated that corporate clients will also be required to provide their Tax Identification Number (TIN) for all motor insurance transactions.

“The National Insurance Commission (NIC) wishes to inform all motorists that effective January 1, 2026, the Ghana Card would become a mandatory requirement when purchasing or renewing any motor insurance policy. Corporate clients are also required to provide their Tax Identification Number (TIN) when completing motor insurance transactions,” the statement said.

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According to the commission, the new requirement is aimed at improving claims handling, strengthening Know-Your-Customer (KYC) and Anti-Money Laundering (AML) compliance, reducing fraud, and aligning Ghana’s insurance sector with global financial service standards.

The NIC described the initiative as part of ongoing efforts to enhance transparency and regulation in the insurance industry.

The commission urged all motorists to take note of the new requirement and ensure they have their Ghana Cards available when visiting motor insurance sales points from the effective date.

Read the full statement below:



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