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Business News of Saturday, 20 April 2019

Source: Westcape Technologies allows you to buy household appliances, electronic gadgets, others and pay later

With Pay Later, you buy the item and pay back in monthly installments With Pay Later, you buy the item and pay back in monthly installments

For most people, buying household appliances, electronic gadgets, a house, a car and other life necessities and paying for them all at once is a real pain in the neck. Westcape has launched a website,, to make it possible to buy these items and pay later.

According to the company’s CEO, Isidore Kpotufe, “ is not your typical e-commerce platform. We are positioning to be a lifestyle product – one that’s intently designed to address the everyday needs of people. Whatever your needs are, count on us to deliver. Apart from our Pay Later offering, we are innovating new ways of empowering people to acquire whatever they need, even if they don’t have the cash to pay for it all at once.”

What is Westcape Pay Later?

With Pay Later, you buy the item and pay back in monthly instalments, between 2-12 months. You must meet certain basic requirements such as having proof of regular income. On Westcape Pay Later, you will find different types of electronic products ranging from household appliances and electronic gadgets, notably fridges, TVs, phones, laptops, microwaves, air conditioners among others. will be expanding its departments to cover real estate, automobile and clothing soon.

How to use Westcape Pay Later?

The experience you get on is typical of what you find on other e-commerce websites. Westcape says it has built its platform to be very simple to use and “personalized”.

Why use Westcape Pay Later?

The company has made it a point to offer consumers irresistible incentives, some of which include: free delivery, free installation, free after-sales support and maintenance and flexible repayment terms. Aside these, Westcape is building a huge database of sellers offering a tall variety of products, giving you, the consumer, an unparalleled freedom of choice. The company is also partnering with international payment service providers and financial institutions in order to expand across Africa. is currently available only in Accra, Ghana.

Also, general merchandise companies can use to offer their products to consumers on credit. According to Westcape’s CEO, the company has designed Merchant Solutions that provide sellers an all-in-one system to sell their products on credit (installment plan) or by renting them. “We want to empower African businesses to become e-commerce giants by equipping them with the most effective SMS and email marketing, payment and credit reference solutions.”, he says.

To find out more about Westcape Pay Later, visit