The Social Security and National Insurance Trust (SSNIT) has announced plans to increase its compliance rate to 90% by the end of 2026.

Director-General of SSNIT, Kwesi Afreh Biney, stated that the move is part of a broader strategy to ensure more Ghanaian workers, especially those in the informal sector, regularly contribute toward their pensions.

According to him, SSNIT’s current compliance rate stands between 70% and 80%, with many employers either failing to register their workers or not making the required monthly contributions.

This situation leaves many employees vulnerable to financial insecurity during retirement and undermines Ghana’s overall social protection goals.

Biney emphasised the Trust’s commitment to increasing enrollment and enforcing compliance with pension contribution laws.

While acknowledging progress in recent years, he admitted that more work is needed to achieve full compliance.

To address these challenges, SSNIT is intensifying public education campaigns and rolling out digital platforms to simplify the contribution process, particularly for informal sector employers.

“Technology will be key to removing bottlenecks and making it easier for employers to meet their obligations,” he said.

He also urged employers in the formal sector to set a strong example by strictly complying with pension regulations to help secure the financial futures of their employees.



DR/MA