The National Investment Bank (NIB) has posted a profit before tax of GH¢74.38 million for the first six months of 2025, marking a significant turnaround amid ongoing government recapitalisation efforts.

This marks a strong recovery from the same period in 2024, when the bank recorded a loss of GH¢44.79 million.

Notably, this is the first time since 2016 that NIB has published its financial statements, a move the bank says reflects renewed operational efficiency, effective cost management, and a successful capital recovery strategy.

The bank also reported that customer deposits have increased to GH¢7.3 billion, while its Capital Adequacy Ratio (CAR) improved to 41.34%, significantly above the regulatory minimum.

NIB's equity position also showed improvement, growing to GH¢892.27 million, effectively reversing its previous negative position. Total assets surged to GH¢8.55 billion, up from GH¢5.71 billion in June 2024, while net operating income rose to GH¢326.28 million.

The Managing Director of NIB, Dr Doliwura Zakaria, said the bank is firmly on a path of positive growth.

“This publication is a declaration of our readiness. It reflects not just our financial health, but the strength of our people, systems, and vision for the future. We are firmly on a growth trajectory,” he noted.

He explained that the release of the financial statements is a strategic step in NIB’s transformation journey, intended to demonstrate renewed stakeholder confidence and full compliance with regulatory expectations under the Companies Act, 2019 (Act 992), and the Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930).

NIB’s Head of Marketing and Corporate Communications, Marian Toure, added, “This disclosure reaffirms our commitment to accountability and signals a new era of transparency and responsible banking. We look forward to engaging stakeholders, partners, and customers in this revitalised phase of growth.”

SSD/MA

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