The total value of mobile money transactions in Ghana reached GH¢323.2 billion as of June 2025, according to the Bank of Ghana's Summary of Economic and Financial Data for July 2025.

This marks a 10.2 percent decline from the previous month's figure of GH¢360 billion.

Compared to June 2024, when the value of mobile money transactions stood at GH¢224 billion, the June 2025 figure represents a year-on-year increase of over GH¢99 billion, or approximately 44.3 percent, highlighting continued expansion in digital financial activity.

The number of mobile money transactions also fell slightly in June 2025, with 735 million transactions recorded, down from 796 million in May. This represents a 7.7 percent month-on-month decline in transaction volume.

Despite the dip, transaction numbers remain well above levels recorded a year ago. In June 2024, a total of 644 million mobile money transactions were recorded, indicating a 14.1 percent year-on-year growth in transaction volume.

The data also shows that registered mobile money accounts reached 76.4 million, with 24.5 million active users in June 2025.

Additionally, the value of funds held in mobile wallets increased to GH¢28.9 billion.

SP/MA

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