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Business News of Tuesday, 23 April 2019

Source: AAP

Diversified sustainable investing – The AAP’s 'EB-5' foreign investor visa approach


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The basic objective of investment diversification is to reduce risk. But one is unable to do so by investing only in ultra-safe government schemes such as Treasury Bills, bonds, etc. Good diversification has been proven to help investors avoid the worst of financial markets ups and downs.

With enough variety in a portfolio, you will usually own some investments that are performing well, while others are performing below average. The assets that are doing well help cushion the blow of those assets that are not performing as well.

Though everyone would love to earn high returns without taking any risk, in real life one has to manage risk and return together. “What investors should aim for is reasonable returns with low levels of risk,” says Mr. Daniel D. Ryan, the Managing Director of Emerging Markets-Africa, Atlantic American Partners, USA. “And keep in mind the main “Goal” or “Return on Investment” of this investment programme is in obtaining a green card and moving to the USA,” says Ryan.?

AAP’s “EB-5” foreign investor program allows potential investors or prospects an opportunity to invest in the United States economy, receive a Green Card to live and work in USA with all their immediate family members 21 and under (un-married) along with numerous benefits.

The AAP “EB-5” foreign investment program requires the prospect to deposit an initial amount of USD$500,000in a secured US Commercial Bank Escrow account that allows the investor to own a limited partnership position in a “fund” portfolio of new, “trophy” commercial real estate development projects such as Luxury Residential Apartment Communities, High-Class Hotels, and most recently; high-quality Student Housing Rental assets in the United States.

Traditional wisdom says don’t put all your eggs in one basket which AAP believes in. It restricts the damage to your financial well-being in case one asset class or instrument goes for a tailspin. For example, equities crashed by 39% during 2008-9. If you had a goal maturing that year and were depending largely on stock investments, it would have been a disaster.?Suffice to say APP’s diversified approach helps reduce risk and loss of capital.

The Atlantic American Partners team has well over 100 years of combined experience and have structured, completed, managed and exited equity investments through multiple business and economic cycles.

Our team has collectively invested $1.75 billion ($USD) through 22 private equity funds and completed transactions in excess of $40 billion ($USD) as part of a 45-year-old investment banking firm based in Tampa, Florida, USA in a variety of industries and fields; and have most recently, for the past 10 years, been focused on America’s foreign employment-based investor program which is referred to as “EB-5”.

Since 2009, AAP has assisted over 600 families with their immigration process to USA vis this programme, completed 30 successful commercial real estate projects, and invested in excess of $300 Million USD in EB-5 equity.

AAP’s EB-5 foreign investment programme comes along with numerous benefits for the potential investor that includes, but not limited to;

a) Securing the opportunity to move to the United States with your spouse and other unmarried family members below the age of 21, within 14-20 months from initial program application, and receive what is referred to as a “Temporary Green Card” (I-526 Approval).

b) Ability to live and work anywhere in the US after receiving your temporary green card

c) Ability to travel to and from your homeland without visa

d) After sometime, the ability to apply and receive dual citizenship in both USA and Ghana

e) Ability to start a business

f) Access to education at high-quality, very low or no-cost public primary and secondary schools for your children; and public and private colleges and universities at US resident tuition (school fees) costs

AAP, through the US Government (USCIS) then issues a permanent green card after roughly 4-5 years from initial application (known as the I-829) after job creation has been proven and the required waiting period has been performed.

At this point, once all conditions have been met, and the specific fund of assets has been liquidated (sold), the Initial $500,000 principal investment is returned to the applicant.

In addition, to help offset up-front initial costs of a $45,000 administrative fee to AAP and roughly $20,000 in immigration legal/attorney fees, AAP pays the applicant a 2% annual interest rate or $10,000 per year ($50,000 over 5 years) and shares with applicants a small portion of the capital gains or property value increase from initial construction cost to full fund and asset liquidation/net sale proceeds.

AAP’s EB-5 foreign investment programme portfolios are actively managed within a framework of institutional discipline and conservative financial culture. And as a client, you will enjoy the highest levels of service.

The programme is predicated on a straightforward, practical investment philosophy: to receive green cards for all immediate family members’ un-married and under 21 years of age, move to USA, receive a reasonable return on investment and capital gain, and get your principal investment amount returned.

Investing successfully means choosing investments that are appropriate to your level of risk tolerance, and this will change over the course of your life. When you are young, you have a long investment time horizon, meaning your money has time to grow in higher risk areas of the market, and any periods where your investments fall don’t matter as much in the context of the bigger picture.

Diversification is important in investing because it’s a way to balance risk and reward more effectively in investment portfolio and the AAP’s EB-5 foreign investment VISA programme presents the best option because its benefits goes beyond the normal benefits that alternative investment programmes offers.

Plus you get the opportunity to live and work in America and eventually become a US Citizen, and shortly thereafter a dual citizen in Ghana as well.

The Atlantic American Partners (AAP) has an extremely successful track record and has profitably survived the many economic downturns with minimal impact. Its investment in real estate projects in stable, growing markets is sponsored by top property developers in the US.

More importantly AAP’s investments are based on sound market fundamentals, conservative assumptions and negotiation of an investment structure that benefits our EB-5 investors.

Having already introduced the programme in Kenya and South Africa, Ghana and Nigeria represents a good market according to Daniel D.Ryan, Managing Director, Emerging Markets- Africa, Atlantic American Partners (AAP).

As Ghana has become a reasonably sized market for investors, AAP’s EB-5 foreign investor VISA programme provides a secure and sound option with a clear exit strategy and certainty through a “sunset clause” after 6 years. AAP is part of a 45-year old investment banking firm that had been involved in excess of 40 billion US dollars private equity investment transactions in a variety of industries and fields.

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