The cedi opened the first trading Monday of the new year at an average selling rate of GH¢10.5053 to the US dollar on the Bank of Ghana’s interbank foreign exchange market.

This is a slight increase from the GH¢10.45 to $1 rate recorded on January 2, 2026.

Data released by the Bank of Ghana on Monday, January 5, 2026, showed the dollar buying at GH¢10.4948 and selling at GH¢10.5053 to US$1.

The euro traded at GH¢14.1574 (buying) and GH¢14.1726 (selling), while the pound sterling was quoted at GH¢12.3258 (buying) and GH¢12.3369 (selling).

Cedi holds steady at GH¢10.45 to $1 on the second day of 2026

At forex bureaus, the dollar was being bought at GH¢11.90 and sold at GH¢12.35, a much wider margin than the Bank of Ghana’s 1.05 pesewa spread.

Other major currencies also showed big differences at bureaus as the euro traded between GH¢15.80 and GH¢16.70, and the pound sterling between GH¢13.80 and GH¢14.70.

The slightly higher rates reflect strong demand for foreign currency and limited supply, especially as the new financial year begins.

The Bank of Ghana is expected to continue its interventions in the coming months to manage volatility, with market watchers anticipating the potential impact of upcoming monetary policy decisions and external inflows on the currency’s performance.

Exchange Rates:

Bank of Ghana interbank market rates:

- Dollar: Buying at GH¢10.494, Selling at GH¢10.503

- Pound: Buying at GH¢14.157, Selling at GH¢14.172

- Euro: Buying at GH¢12.325, Selling at GH¢12.336

Forex bureau rates:

- Dollar: Buying at GH¢11.90, Selling at GH¢12.35

- Pound: Buying at GH¢15.80, Selling at GH¢16.70

- Euro: Buying at GH¢13.80, Selling at GH¢14.70

See the image below:



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