Former Vice President, Dr Mahamudu Bawumia has commended Star Oil Ghana Limited for embracing the individualised credit scoring system, which he launched for Ghana, to enable drivers buy fuel on credit.

Star Oil on Monday December 8, 2025, announced a new scheme, which allows drivers to use their Ghanacard to register on the my credit score app, and then buy fuel on credit, which they can pay later through their mobile money accounts.

The individualised credit scoring system, the Ghanacard and the interoperable mobile money system, which allows for seamless payments, were all championed by Bawumia when he served as Vice President, and with Star Oil combining using the three in their new scheme for drivers, he expressed his excitement for the benefits it brings to Ghanaians.

"I congratulate Star Oil Ghana Ltd., and its bold and visionary CEO, for launching their Fuel Now, Pay Later scheme today, which makes it possible for Ghanaians, especially drivers, to be able to buy fuel on credit using their Ghanacard through the individualised credit scoring system. When I launched this initiative last year, many skeptics did not see it as possible," Dr Bawumia said.

Dr Bawumia underscored the importance of an efficient credit economy, adding that it is the reason he championed the building of a strong foundation for a credit economy in Ghana, to help businesses offer credit options to Ghanaians to make life a easier.

"A credit economy is so vital in making life a lot less stressful for many people in advanced economies. Thankfully, in Ghana we have put in place the critical foundational pillars to underpin an efficient credit economy using the Ghanacard as an anchor, and supported by pillars such as the digital address system, our interoperable mobile money payment system, and the individualized credit scoring system.

"I look forward to other OMCs and businesses embracing the individualised credit scoring system to give Ghanaian workers the much-needed option of buying goods and services on credit and paying for them with ease through their Ghanacard and credit score as Star Oil Ghana has done," he stated.

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